The KrisFlyer SBI Credit Card is a travel-focused credit card launched in partnership between SBI Card and Singapore Airlines. Designed for frequent travelers, particularly those who are members of the KrisFlyer loyalty program. It allows cardholders to earn award miles on their everyday spending, which can be redeemed for flights, upgrades, and other travel-related expenses.
Card Overview
| Category | Details |
|---|---|
|
Type of Card |
Travel Credit Card |
|
Annual Fee |
₹2,999 + GST |
|
Reward Rate |
Upto 4% |
|
USP |
KrisFlyer Elite Silver Membership & Accelerated KrisFlyer Miles |
|
Best Use For |
Frequent International Travelers |
Joining & Renewal Fees
The KrisFlyer SBI Credit Card comes with an annual fee, justified by its extensive travel benefits.
| Category | Details |
|---|---|
|
Joining Fee |
₹2,999 + GST |
|
Joining Benefit |
3,000 KrisFlyer miles upon first transaction within 60 days |
|
Renewal Fee |
₹2,999 + GST |
|
Renewal Benefit |
Annual spend based bonus |
Welcome benefits on this flight can offset the annual fee of the card. Did you know you can fly to almost anywhere in South East Asia in 20k KrisFlyer points.
Reward Points Earning Potential
The card offers a rewarding program with points on various spends. It also comes with good milestone benefits.
| Spend Type | Reward Rate |
|---|---|
|
SIA Group Purchases |
5 KrisFlyer miles per ₹200 spent |
|
International Purchases |
5 KrisFlyer miles per ₹200 spent |
|
Other Eligible Spends |
2 KrisFlyer miles per ₹200 spent |
No KrisFlyer miles on EMI transactions, balance transfers, cash withdrawals, and certain merchant categories
Milestone Benefits
In total you can earn total of 6000 & 10500 KrisFlyer miles for normal & SIA group spends respectively. This makes it a good card for spends till 3L a year.
Rewards Redemption
You earn KrisFlyer miles through this card. You can mainly redeem the free flights & upgrades.
Singapore Airlines runs various promotions like 30% off on their network every month which takes the miles requirement to as low as 14k points from Indian Airpots to Singapore.
You can travel almost anywhere in South East Asia in 20k KrisFlyer miles without any offers. This makes it one of the favourite points & miles program for Indians. You can seamlessly search for points requirement in Magnify App.
Singapore Airlines also provides a free stopover for flights booked through KrisFlyer miles which allows you to travel to two countries in one trip. Read more about it Singapore Airlines Stopover.
Design and Appearance
The card features a premium design that reflects its status as a high-end travel credit card.
Airport Lounge Access
The KrisFlyer SBI Credit Card offers complimentary lounge access, enhancing the travel experience for cardholders.
| Benefit | Domestic | International |
|---|---|---|
|
Lounge Visits |
4 |
4 |
|
Quarterly Limits |
1 |
1 |
Card provides international lounge access through Priority Pass with complimentary membership of $99. Only Primary Cardholders are eligible for Priority Pass and complimentary membership will be valid for 2 years only
Foreign Currency Transaction Fee (Forex)
The foreign currency transaction fee is set at 3.5% of the transaction value.
Eligibility and Application
Fuel Surcharge Waiver
The card provides a fuel surcharge waiver of 1% on transactions between ₹400 and ₹5,000.
Add-On Cards
The KrisFlyer SBI Apex Credit Card allows cardholders to avail add-on cards. These add-on cards share the same benefits as the primary card.
Variants of the KrisFlyer SBI Card
SBI Cards launched another variant with Singapore Airlines as KrisFlyer SBI Apex Credit Card with premium benefits and upto 5% reward rate. It comes with an annual fee of ₹9,999.
Golf Benefits
The KrisFlyer SBI Credit Card does not offer specific golf benefits.
Magnify Rating
Frequently Asked Questions
You receive 3,000 KrisFlyer miles upon your first transaction within 60 days.
You can redeem KrisFlyer miles for free flights & upgrades.
The annual fee is ₹2,999 + GST.
Use the card for all eligible transactions, especially with Singapore Airlines and its partners, to earn more KrisFlyer miles. Make sure to utilize your points for flights or upgrades to get better value.
Yes, you receive 4 complimentary visits to domestic lounges each year and access to international lounges via Priority Pass
Conclusion
The KrisFlyer SBI Credit Card is an excellent choice for frequent travelers who want to earn substantial rewards on their spending. With features like a generous welcome bonus, robust rewards program redeemable through the Singapore Airlines network, it provides good value for those who frequently fly.