The HDFC Bank Biz Grow Business Credit card will help ease your business expenses and earn exciting rewards with the help of HDFC Bank Biz Grow Business Credit Card. Enjoy 10X Cash Points on essential spends like bill payments via GST payments, income tax, and Payzapp. Book hotels and flights through MakeMyTrip on SmartBuy, access exciting offers at Dmart, and receive a ₹250 gift voucher on your first transaction. Empower your business with unmatched benefits and turn every expense into an opportunity to grow. Start earning rewards today!
Credit Card Overview
| Category | Details |
|---|---|
|
Type of Card |
Business Credit Card |
|
Annual Fee |
₹ 500 + GST |
|
Reward Rate |
1.3%-6.6% |
|
USP |
You can earn rewards on payments made for income tax and GST. |
|
Best Use For |
Tax payments |
Joining & Renewal Fees
| Category | Details |
|---|---|
|
Joining Fee |
₹ 500+ GST |
|
Joining Benefit |
Get a Gift voucher worth ₹ 250 |
|
Welcome Benefit Criteria |
Making a transaction on your Biz Grow Credit Card within the first 37 days of its issuance. |
|
Renewal Fees |
₹ 500+ GST |
|
Renewal Benefit |
Nil |
|
Renewal Waiver |
Spend ₹ 1 lakh or more in the preceding 12 months and get the renewal membership fee waived for next year. |
Cashback Points Earning Potential of HDFC Bank Biz Grow Credit Card
Milestone Benefits
Cashback Redemption
This card offers various redemption value at different segments.
| Type | Value of 1 Reward point |
|---|---|
|
Product Catalogue |
₹ 0.25 |
|
Redeem on SmartBuy |
₹ 0.25 |
|
Cashback |
₹ 0.25 |
|
Redeem against Business Catalogue |
₹ 0.30 |
Design & Appearance
The HDFC Bank Biz Grow Credit Card boasts a sleek and professional design that resonates with business owners. Its elegant appearance reflects the brand’s commitment to quality and sophistication, making it an ideal choice for professionals who value aesthetics alongside functionality.
Foreign Currency Transaction Fee (Forex)
The HDFC Biz Grow Credit card charges a 3.5% fee+ G.S.T on foreign currency transactions.
Eligibility and Application
The card is available to individuals who have an annual income of ₹6 lakh as per your ITR with good credit score.
Fuel Surcharge Waiver
The card provides a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 maximum waiver amount is capped at ₹250 per statement cycle.
Add-On Cards
The HDFC Credit Card allows cardholders to avail add-on cards. These add-on cards share the same benefits as the primary card, making it easier for family members to enjoy the perks.
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Frequently Asked Questions
You get a gift voucher worth ₹ 250.
The maximum benefits you can receive from tax payments, hotel and travel bookings, and purchases made at Dmart.
Rent payments made through this credit card are not eligible for any reward points.
The annual fee is ₹500+ GST.
Conclusion
The HDFC BizFirst Credit Card is a perfect choice for entrepreneurs and business professionals. This card gives you the benefit of low fees and exciting rewards such as 2% on utilities and 3% cashback on EMI spends will help you make the most of your spending and provide valuable benefits like seamless UPI transactions and fuel surcharge waivers. This card is more than just a financial tool; it’s designed to make managing your finances easier and more efficient, offering the convenience and value that busy professionals need to thrive.