The IDFC HPCL First Power Plus Credit Card is a choice for those individual who are fuel-savvy and also smart spenders. This card comes with an affordable annual fee of ₹499 not only this, it offers up to 6.5% savings on HPCL fuel and 5% on groceries and utilities. It supports UPI payments, ensuring seamless transactions. Beyond savings, the card elevates your lifestyle with complimentary airport lounge access, movie ticket discounts, and Complimentary Roadside Assistance. Whether managing daily expenses or enjoying leisure activities, this card is designed to help you save more while experiencing premium benefits.
Overview
| Category | Details |
|---|---|
|
Type of Card |
Fuel credit card |
|
Annual Fee |
₹500+ GST |
|
Reward Rate |
2% – 6.5% |
|
USP |
Earn 6.5% value back at HP Fuel Stations |
|
Best Use For |
Fuel Spending & UPI Tranaction |
Joining & Renewal Fees
| Category | Details |
|---|---|
|
Joining Fee |
₹500+ GST |
|
Joining Benefit |
Get ₹500 Cashback |
|
Welcome Benefit Criteria |
Make a fuel transaction of ₹500 or more at an HPCL fuel station within 30 days of receiving your card. |
|
Renewal Fees |
₹500+ GST |
|
Renewal Benefit |
Nil |
|
Renewal Waiver |
Spend ₹1.5 lakh or more in the preceding 12 months and get the renewal membership fee waived for next year |
Reward Point Earning Potential
Reward Point Redemption
Reward points are credited to your card statement, and you can redeem them for vouchers and other rewards, with each point valued at ₹0.25.
Design And Variant
The IDFC HPCL First Power Plus Credit Card features a modern and sleek design that reflects its branding with HPCL. The card’s aesthetic is appealing, combining functionality with style, making it suitable for everyday use.
Airport Lounge Access
| Benefit | Domestic |
|---|---|
|
Lounge Visits |
4 |
Cardholders get free access to domestic airport lounges, with up to four visits per year and one visit per quarter. This benefit provides a relaxing space to wait before your flight. To activate lounge access for the next month, spend at least ₹20,000 in the current month.
Foreign Currency Transaction Fee (Forex)
This Credit card charges a 3.5% fee+ GST on foreign currency transactions.
Eligibility and Application
Fuel Surcharge Waiver
This card allow cardholders to receive a 1% waiver on fuel surcharges, capped at ₹100 per month for transactions ranging from ₹200 to ₹5,000.
Add-On Cards
The Card allows cardholders to avail add-on cards. These add-on cards share the same benefits as the primary card, making it easier for family members to enjoy the perks.
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Frequently Asked Questions
you will get ₹500 Cashback
By making the maximum number of fuel transactions.
Rent payments made through this credit card are not eligible for any reward points.
The annual fee is 500+ GST.
Conclusion
The IDFC HPCL First Power Plus Credit Card is a great option for regular HPCL fuel buyers and reward seekers. It supports UPI payments and offers low fees, cashback, and benefits like airport lounge access. It’s an ideal choice for those looking to save and enjoy exclusive perks.