The Axis Bank Rewards Credit Card is an enticing option for consumers seeking to maximize their spending through a robust rewards program. With a nominal annual fee of ₹1,000, cardholders can earn 5,000 EDGE Reward Points. The card offers accelerated rewards, providing 10X points on purchases at departmental and apparel stores, alongside benefits like 30% off on Swiggy and complimentary domestic lounge access. This card not only enhances shopping experiences but also delivers significant savings across various lifestyle categories, making it a valuable addition to any wallet.
Overview
| Category | Details |
|---|---|
|
Type of Card |
Rewards credit card |
|
Annual Fee |
₹1000 + GST |
|
Reward Rate |
1.6% – 8% |
|
USP |
Earn 10x reward points on purchases at apparel and departmental stores. |
|
Best Use For |
Retail Spending |
Joining & Renewal Fees
| Category | Details |
|---|---|
|
Joining Fee |
₹1000+ GST |
|
Joining Benefit |
5,000 Edge Reward (worth ₹1000) |
|
Welcome Benefit Criteria |
First transaction to be done within 30 days of card issuance |
|
Renewal Fees |
₹3000+ GST |
|
Renewal Benefit |
Receive a membership bouquet worth up to ₹1000 each year. |
|
Renewal Waiver |
Spend ₹2 lakh or more in the preceding 12 months and get the renewal membership fee waived for next year. |
Edge Point Earning Potential
Milestone Benefit
Cashback Redemption
Redeem your Edge Points across various categories, including a curated catalog of products and gift vouchers, seamless partner miles conversion for travel perks, and direct redemption at partner outlets. Enjoy flexibility and choice as you transform your points into exciting rewards tailored to suit your lifestyle and preferences.
Dining Benefits
With the Axis Bank Reward Credit Card, dining out becomes a truly delightful experience. When you book through EazyDiner, you’ll enjoy an instant 15% discount, adding a little extra joy to every meal. Just order for ₹2,500 or more, and you can save up to ₹500 each month. It’s a great way to treat yourself to delicious meals without stretching your budge
Design And Variant
The Axis Bank Reward Credit Card features a sleek and modern design that emphasizes functionality and aesthetics. It typically showcases a minimalist layout with a matte finish, available in various color options. The card prominently displays the Axis Bank logo, along with a holographic strip for added security. Its design is user-friendly, ensuring easy readability of essential information like the card number and expiry date, making it appealing for everyday use while reflecting a contemporary banking experience.
Airport Lounge Access
| Benefit | Domestic |
|---|---|
|
Lounge Visits |
8
|
Enjoy complimentary access to domestic airport lounges, with two visits per quarter. This benefit offers a relaxing space before flights, enhancing the travel experience. Lounge access is available upon spending ₹50,000 in the preceding three months.
Foreign Currency Transaction Fee (Forex)
This Credit card charges a 3.5% fee+ GST on foreign currency transactions and a Dynamic Currency Conversion (DCC) markup fee of 1%
Eligibility and Application
Fuel Surcharge Waiver
The card provides a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 .The maximum waiver amount is capped at ₹400 per statement cycle.
Add-On Cards
The Card allows cardholders to avail add-on cards. These add-on cards share the same benefits as the primary card, making it easier for family members to enjoy the perks.
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Frequently Asked Questions
you will get 5,000 EDGE Rewards (worth ₹1000)as welcome benefit
By doing maximum transactions on Apparel and Department Stores.
Rent payments made through this credit card are not eligible for any reward points.
The annual fee is 1000+ GST.
Conclusion
Axis Bank Rewards Credit Card proves to be a valuable option for everyday spenders. With 10X points on departmental and apparel purchases, Reward benefits, dining discounts, and lounge access, it offers excellent value. It is a perfect fit for a rewards-driven lifestyle, making it an ideal choice for individuals looking to maximize savings and benefits on routine expenses.