ICICI Bank HPCL Super Saver Credit Card
ICICI Bank HPCL Super Saver Credit Card

The ICICI Bank HPCL Super Saver Credit Card is co-branded and planned to give remarkable advantages to fuel purchases and everyday expenses. With a joining fee of ₹500, cardholders can enjoy 4% cashback on fuel transactions at HPCL outlets and 5% cashback on utility bills and departmental stores. Upon activation, users get 2,000 reward points, upgrading the card’s worth. Extra benefits include roadside assistance, airport lounge access, and a 25% discount on movie tickets. This credit card is great for those hoping to enhance their spending while at the same time enjoying a scope of financial benefits.

Overview

Category Details
Type of Card
Fuel credit card
Annual Fee
₹500+ GST
Reward Rate
2% – 5%
USP
Earn 4% Reward Points on HPCL Fuel Station
Best Use For
Fuel Spending

Joining & Renewal Fees

Category Details
Joining Fee
₹500+ GST
Joining Benefit
Get 2000 Reward Points (worth ₹500)
Welcome Benefit Criteria

Reward Points will be credited to the cardholder’s account on spending ₹500 within the first 30 days of card issuance.

Renewal Fees
₹500+ GST
Renewal Benefit
Nil
Renewal Waiver
Spend ₹1.5 lakh or more in the preceding 12 months and get the renewal membership fee waived for next year

Earning Potential

  • 5% Reward Points

    Earn 5% cashback as 20 Reward Points for every ₹100 spent on departmental stores, mobile bills, and electricity bills, with a monthly cap of ₹100.

  • 4% Reward Points

    Earn 4% cashback on all fuel purchases at HPCL petrol stations, with a monthly cap of ₹200.

  • 2% Reward Points

    Earn 2 Reward Points for every ₹100 spent on all retail purchases.

Cashback Redemption

Easily redeem your Credit Card Reward Points and get ₹25p for each point. You can Choose from a wide range of rewards such as merchandise, e-vouchers for leading brands, movie tickets, travel, mobile recharge, and more. 

Design And Variant

The ICICI Bank HPCL Super Saver credit card is sleek in appearance and also features fuel savings. It is highlighted with dark red and also contains white accents and the logo of HPCL is the main focus point. The card also includes a chip that offers more security and enables contactless payments. The design is more eye-catching which makes it easy to access all important details and can be considered as a great choice for people who want style, functionality, and fuel perks.

ICICI Bank HPCL Super Saver Credit Card
ICICI Bank HPCL Super Saver Credit Card

Airport Lounge Access

Benefit Domestic
Lounge Visits
4

These credit card holders get free access to domestic airport lounges, which include four visits per year and one visit per quarter. This type of facility provides a space where you can rest before you have your flight. To activate lounge access for the next month, spend at least ₹70,000 in the current month in the preceding calendar quarter to unlock complimentary access for the subsequent calendar quarter.

Foreign Currency Transaction Fee (Forex)

This Credit card charges a 3.5% fee+ GST on foreign currency transactions.

Eligibility and Application

This card is available to individuals with a annual income of ₹3 lakh and a good credit score are eligible to apply for this card.

Fuel Surcharge Waiver

This card provides a 1% fuel surcharge waiver on transactions between ₹400 to ₹5,000 with a maximum waiver of ₹250 per month.

Add-On Cards

The Card allows cardholders to avail add-on cards. These add-on cards share the same benefits as the primary card, making it easier for family members to enjoy the perks.

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Frequently Asked Questions

What is the welcome benefit of HPCL Super Saver Credit Card?

you will get 2000 Reward Points (worth ₹500)

How can I maximize cashback benefits with this card?

By making the maximum number of fuel transactions.

Do we get any reward point by making rent payment?

Rent payments made through this credit card are not eligible for any reward points.

What is the annual fee for the card?

The annual fee is 500+ GST.

Conclusion

It can be concluded that for fuel users and shoppers, the ICICI Bank HPCL Supeer Saver Credit Card is a perfect choice. It allows the user to enjoy cashback on fuel at HPCL outlets as well as cashback on utility bills. This card also includes roadside assistance, airport lounge access, and movie ticket discounts. It can be a great choice if you want to manage expanse and at the same time want to maximize rewards.

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