American Express Platinum Reserve Credit Card
American Express Platinum Reserve Credit Card

The American Express Platinum Reserve Credit Card is the best option for those individuals who want convenience and luxury. This card offers exciting benefits such as EazyDiner Prime complimentary memberships of Taj Epicure and Accor Plus Traveller. This Card offers Platinum Concierge services Which is One of The Best Concierge Services in the world. Spend ₹50,000 monthly and receives movie or shopping vouchers worth ₹12,000 annually. From travel and dining to wellness, this card enhances your lifestyle with premium benefits. Elevate your everyday experiences with unmatched rewards and privileges.

Overview

Category Details
Type of Card
Premium credit card
Annual Fee
₹10,000 + GST
Reward Rate
1%-3%
USP
Monthly Spends of ₹50,000
Best Use For
Complimentary Memberships of Taj Epicure and Accor Plus

Joining & Renewal Fees

Category Details
Joining Fee
₹10,000+ GST
Joining Benefit
11,000 Membership Rewards Points
Welcome Benefit Criteria
Making the annual fee payment and on spending INR 30,000 within 90 days of Cardmembership.
Renewal Fees
₹10,000+ GST
Renewal Benefit
Nil
Renewal Waiver
Spend ₹10 lakh or more in the preceding 12 months and get the renewal membership fee waived for next year.

Earning Potential

  • 3x Membership Reward Point

    Earn 3 Reward Point For Every 50 Spend on Using Amex Reward Multiplier Platform.

  • Base Membership Reward Point

    Earn 1 Membership Reward Point for every ₹50 spent.

Milestone Benefit

  • ₹ 1000 Voucher

    Spend ₹50,000 or more in a calendar month to earn a ₹1,000 voucher, which you can redeem at a wide range of India’s most popular brands, including Flipkart, BookMyShow, MakeMyTrip, and more.

Cashback Redemption

Use your Membership Rewards Points to pay for flights through ‘Pay with Points’ or redeem them for over 500 options, including travel, dining, accessories, and more. You can also apply your points to cover Card charges, enjoying the flexibility of Select and Pay.

Design And Variant

The American Express Platinum Reserve Credit Card boasts a sleek, metallic finish with a premium, sophisticated design. Its elegant silver-tone surface, embossed details, and iconic Amex centurion logo exude exclusivity. The minimalist yet luxurious aesthetic makes it a statement piece, reflecting prestige and style with every transaction.

American Express Platinum Reserve Credit Card
American Express Platinum Reserve Credit Card

Airport Lounge Access

Benefit Domestic International
Lounge Visits
12
2

Enjoy premium travel experiences with the American Express Platinum Reserve Credit Card. Through Priority Pass membership, you can receive up to 2 complimentary international airport lounge visits annually, and 12 complimentary domestic lounge visits annually with 3 lounge visits per quarter.

Golf Benefits

 By spending ₹50,000 in a month to enjoy complimentary access twice a month to over 32 lush green golf courses across India, with no green fee. Perfect your swing and learn from the best!

Foreign Currency Transaction Fee (Forex)

The card charges a foreign currency transaction fee of 3.5% on all international transactions.

Eligibility and Application

The card is available for both salaried and self-employed individuals with an annual income of ₹6 lakh rupees and a good credit score is both eligible to apply for this card.

Fuel Surcharge Waiver

There is no convenience fee is charged on the purchase of fuel at HPCL for transactions below Rs. 5,000. A 1% convenience fee will apply to all fuel purchases of Rs. 5,000 and above per transaction.

Add-On Cards

The Card allows cardholders to avail add-on cards. These add-on cards share the same benefits as the primary card, making it easier for family members to enjoy the perks.

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Frequently Asked Questions

What is the welcome benefit of American Express Platinum Reserve Credit Card?

you will get 11,000 Membership Rewards (worth ₹5500)as welcome benefit

How can I maximize cashback benefits with this card?

By doing maximum transactions on Amex reward multiplier platform.

Do we get any reward point by making rent payment?

Rent payments made through this credit card are not eligible for any reward points.

What is the annual fee for the card?

The annual fee is 10,000+ GST.

Conclusion

The American Express Platinum Reserve Credit Card is a premium offering that caters to individuals seeking luxury benefits across travel, dining, and lifestyle.It have unique benefits like Accor Plus membership, golf privileges, and lounge access make it appealing to those who value these perks. For those with substantial monthly spending and a preference for luxury experiences, this card can be a valuable addition to their wallet.

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