AXIS BANK HORIZON Credit Card
AXIS BANK HORIZON Credit Card

Travel enthusiasts, rejoice! Axis Bank Horizon Credit Card is here to elevate your journey. Designed for frequent travelers in mind, this card rewards your wanderlust generously. Earn 5 EDGE Miles for every ₹100 spent on airline bookings or through the Axis Travel EDGE portal, and 2 EDGE Miles on everyday purchases. New users are welcomed with 5,000 bonus EDGE Miles after a modest ₹1,000 spent in the first month. Plus, enjoy luxury with up to 8 domestic and 2 international lounge visits annually. With an annual fee of ₹3,000, this card takes over from the Citi PremierMiles, promising even more value.

Axis Bank Horizon Credit card Overview

Category Details
Type of Card
Travel credit card
Annual Fee
₹3,000 + GST
Reward Rate
2%-5%
USP
Axis Bank Miles Transfer Program
Best Use For
Travel

Joining & Renewal Fees

Category Details
Joining Fee
₹3,000+ GST
Joining Benefit
 5,000 EDGE Miles
Welcome Benefit Criteria
 ₹1,000 or more spent in the first month
Renewal Fees
₹1500+ GST
Renewal Benefit
1500 EDGE Miles worth INR 1,500 on completion of anniversary year
Renewal Waiver
NIL

Cashback Earning Potential

  • 5 EDGE Miles

    5 EDGE Miles for every ₹100 spent on travel bookings made through the Axis Bank EDGE portal or directly with airlines vaule of 1 EDGE Miles is equal to ₹ 1.

  • 2 EDGE Miles

    2 EDGE Miles for every ₹100 spent on other purchases.

Cashback Redemption ​

Redeeming your EDGE Miles with the Axis Bank Horizon Credit Card is simple and rewarding, giving you three flexible options. You can convert your EDGE Miles into Partner Points at a 1:1 ratio, unlocking exclusive perks with a range of partner programs. Use your miles to book flights, hotels, or unique experiences through Travel Edge. Browse the rewards catalogue to choose from a variety of products and gift vouchers.

Dining Benefits with Axis Bank Horizon Credit card

With the Axis Bank Horizon Credit Card, dining out becomes a truly delightful experience. When you book through EazyDiner, you’ll enjoy an instant 25% discount, adding a little extra joy to every meal. Just order for ₹2,500 or more, and you can save up to ₹800 each month. It’s a great way to treat yourself to delicious meals without stretching your budge

Design And Variant of Axis Bank Horizon Credit card

The Axis Bank Horizon Credit Card is a combination of functionality and style and is designed while keeping modern travellers in mind. This card is accented by elegant blue and silver tones, a sleek matte finish sense of adventure and radiates sophistication. The prominent Axis Bank logo, combined with a secure chip and unique card number, ensures both identity and safety are top priorities. The thoughtfully arranged layout makes important details easy to find, offering a seamless experience for frequent travellers who value both aesthetics and practicality.

AXIS BANK HORIZON Credit Card
Axis bank Horizon Credit Card

Airport Lounge Access

Benefit Domestic International
Lounge Visits
8(VISA ) & 6(MASTER CARD)
2

Your Axis Bank Horizon Credit Card transforms your travel experience into a luxurious journey. Enjoy up to 8 complimentary visits to select domestic airport lounges, where you can relax and recharge before your flight. If you have a Visa card, you can access 8 domestic lounges, while Mastercard holders can enjoy 6 domestic visits. Plus, with 2 international lounge visits included, your overseas travels become even more comfortable.

Foreign Currency Transaction Fee (Forex)

This Credit card charges a 3.5% fee+ GST on foreign currency transactions and a Dynamic Currency Conversion (DCC) markup fee of 1%

Eligibility and Application

The card is available to individuals with a monthly salary of ₹40,000 and a self-employed individual with a monthly income of ₹60,000 with a good credit score are both eligible to apply for this card.

Fuel Surcharge Waiver

The card provides a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 .The maximum waiver amount is capped at ₹400 per statement cycle.

Add-On Cards

The Card allows cardholders to avail add-on cards. These add-on cards share the same benefits as the primary card, making it easier for family members to enjoy the perks.

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Frequently Asked Questions

What is the welcome benefit of Horizon Credit Card?

you will get 5,000 EDGE Miles as welcome benefit

How can I maximize cashback benefits with this card?

By doing maximum transactions on hotel and flight booking.

Do we get any reward point by making rent payment?

Rent payments made through this credit card are not eligible for any reward points.

What is the annual fee for the card?

The annual fee is 3000+ GST.

Conclusion

The Axis Bank Horizon Credit Card combines rewarding perks with essential travel benefits and is a game-changer for avid travelers. This card offers substantial lounge access, a fuel surcharge waiver, and a generous reward program. The potential savings and travel enhancements are impressive for those who maximize its features. Competing strongly with other travel cards in India, it’s a worthy companion for anyone looking to elevate their travel experience.

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