The Axis Bank ACE Credit Card is a fantastic option for anyone looking to make the most of their daily spending. With this card, you can earn a generous 5% cashback on bills like electricity, internet, and gas, as well as mobile and DTH recharges through Google Pay. You’ll also get 4% cashback on your favorite food delivery services like Swiggy and Zomato, plus 1.5% on everything else, turning your everyday purchases into instant savings. And if you enjoy traveling, the card offers access to airport lounges. It’s designed to simplify your life while enhancing your overall spending experience!
Axis Bank ACE Credit card Overview
| Category | Details |
|---|---|
|
Type of Card |
Cashback credit card |
|
Annual Fee |
₹499 + GST |
|
Reward Rate |
1.5%-5% |
|
USP |
5% Cashback on bill payments via Google Pay |
|
Best Use For |
Best useful for bill payments made through Google Pay |
Joining & Renewal Fees of Axis Bank ACE Credit card
| Category | Details |
|---|---|
|
Joining Fee |
₹499+ GST
0 (for selected channels) |
|
Joining Benefit |
NIL |
|
Welcome Benefit Criteria |
Make the payment of membership Fees. |
|
Renewal Fees |
₹499+ GST |
|
Renewal Benefit |
Nil |
|
Renewal Waiver |
Spend ₹2 lakh or more in the preceding 12 months and get the renewal membership fee waived for next year. |
Cashback Earning Potential of Axis Bank ACE Credit card
Maximum limit for Cashback is capped at ₹500 per statement, the combined limit applies to both 5% and 4%, while 1.5% cashback remains unlimited
Transactions related to Fuel, EMI, Wallet Loading, Cash Advances, Rental Payments, Gold and Jewelry Purchases, Insurance Premium Payments, Educational Services, and Payment of Outstanding Balances are not eligible for cashback
Cashback Redemption of Axis Bank ACE Credit card
Cashback earned from your purchases is credited to your account automatically, typically three days before your next statement is generated. After the cashback is credited, your outstanding balance on the card will be directly reduced. Consider it a convenient discount on your next payment.
Design And Variant of Axis Bank ACE Credit card
The Axis Bank ACE Credit Card combines sleek design with everyday functionality. Its black matte finish and bold silver “ACE” branding give it a modern, elegant feel that stands out in your wallet. The minimalist layout keeps it simple, with the Axis Bank logo in the corner and key details like the card number and validity clearly displayed. The contactless payment symbol provides convenience for quick, tap-and-go transactions. Whether paying bills or dining out, the card’s refined look matches its powerful benefits, making it a statement piece wherever you go.
Airport Lounge Access
| Benefit | Domestic |
|---|---|
|
Lounge Visits |
4 |
Enjoy 4 complimentary visits to selected airport domestic lounges with your Axis Bank ACE Credit Card, upon meeting a minimum spend of ₹50,000 in the past 3 months. Please refer to the Axis Bank website to view the list of eligible airport lounges.
Foreign Currency Transaction Fee (Forex)
The Axis Bank ACE Credit card charges a 3.5% fee+ GST on foreign currency transactions and a Dynamic Currency Conversion (DCC) markup fee of 1%
Eligibility and Application
Fuel Surcharge Waiver
The card provides a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 .The maximum waiver amount is capped at ₹500 per statement cycle.
Add-On Cards
The Axis Bank Ace Credit Card allows cardholders to avail add-on cards. These add-on cards share the same benefits as the primary card, making it easier for family members to enjoy the perks.
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Frequently Asked Questions
This card does not offer any immediate joining perks
By doing maximum bill payments using Google Pay and partner brands like (Zomato, Swiggy and Ola).
Rent payments made through this credit card are not eligible for any reward points.
The annual fee is 499+ GST.
Conclusion
The Axis Bank ACE Credit Card is ideal for those who want to maximize their savings with impressive cashback rates of 5% on utility bill payments and recharges through Google Pay, 4% on popular food delivery services like Swiggy and Zomato, and 1.5% on all other purchases, it ensures you get rewarded for your spending. The easy cashback system, where rewards are directly credited to your statement making it a practical and valuable addition.