BPCL SBI Credit Card
BPCL SBI Credit Card

The BPCL SBI Card, a collaboration between Bharat Petroleum and SBI, is designed to deliver exceptional savings for fuel conscious consumers. With exclusive benefits like 13X reward points on fuel purchases at BPCL outlets and 5X points on categories such as groceries, dining, movies, and departmental stores, this card ensures unmatched value for everyday spending. Cardholders also enjoy perks like a fuel surcharge waiver and 2,000 activation bonus points, making it an ideal choice for frequent BPCL users seeking convenience and savings.

Overview

Category Details
Type of Card
Fuel credit card
Annual Fee
₹499+ GST
Reward Rate
1% – 4.25%
USP
Earn 4.25% value back at BPCL Fuel Stations
Best Use For
Fuel Spending

Joining & Renewal Fees

Category Details
Joining Fee
₹499+ GST
Joining Benefit

Get 2000 Reward Points (worth ₹500)

Welcome Benefit Criteria

Reward Points will be credited to the cardholder’s account within 30 days of the annual fee payment.

Renewal Fees

₹499+ GST

Renewal Benefit
Nil
Renewal Waiver
Spend ₹50,000 or more in the preceding 12 months and get the renewal membership fee waived for next year

Reward Point Earning Potential

  • 13x Reward Points

    Earn 13 Reward Points for every ₹100 spent at BPCL Fuel Stations, with a maximum reward of 1300 points per billing cycle.

  • 5x Reward Points

    Earn 5 Reward Points for every ₹100 spent on dining, shopping at departmental stores, groceries, and movie tickets, with a monthly limit of up to 5000 Reward Points.

  • 1 Reward Points

    Earn 1 Reward Point for every ₹100 spent on other retail purchases.

Cashback Redemption

Instantly redeem your Reward Points at select BPCL petrol pumps. You can also these redeem points through the Rewards Catalogue via the SBI Card app or net banking at a rate of 4 Reward Points = ₹1.

Design And Variant

The BPCL SBI Card OCTANE has a sleek design with a premium finish, showcasing its status as a high-value credit card. It offers contactless payment for easy and fast transactions. The card features the BPCL and SBI logos, highlighting its co-branded partnership making it the perfect companion for those who seek both luxury and functionality.

BPCL SBI Credit Card
BPCL SBI Credit Card

Foreign Currency Transaction Fee (Forex)

This Credit card charges a 3.5% fee+ GST on foreign currency transactions.

Eligibility and Application

The card is available to individuals with a monthly income of ₹25,000 and a good credit score are eligible to apply for this card.

Fuel Surcharge Waiver

This card provides a 1% fuel surcharge waiver on transactions up to ₹4,000 with a maximum waiver of ₹100 per month

Add-On Cards

The Card allows cardholders to avail add-on cards. These add-on cards share the same benefits as the primary card, making it easier for family members to enjoy the perks.

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Frequently Asked Questions

What is the welcome benefit of BPCL SBI Card OCTANE Credit Card?

you will get 2000 Fuel Points (worth ₹500)

How can I maximize cashback benefits with this card?

By making the maximum number of fuel transactions.

Do we get any reward point by making rent payment?

Rent payments made through this credit card are not eligible for any reward points.

What is the annual fee for the card?

The annual fee is 499+ GST.

Conclusion

The BPCL SBI Card is an excellent option for individuals who frequently purchase fuel from BPCL stations and want to maximize their savings through cashback and rewards. With competitive fees, attractive earning potential on fuel purchases it stands out in the market as a valuable financial tool. Whether you opt for the standard version or the premium Octane variant, this credit card offers substantial advantages tailored to meet diverse consumer needs.

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