IDFC Vistara Credit Card Review
IDFC Vistara Credit Card Review

The IDFC Club Vistara Credit Card is a premium offering tailored for frequent travelers and luxury seekers who prefer flying with Air Vistara Airlines. It provides a host of travel benefits, including complimentary flight tickets, lounge access, and a rewarding club vistara points system, making it an ideal choice for those who want to enhance their travel experience while earning rewards.

Card Overview

Category Details
Type of Card
Travel Credit Card
Annual Fee
₹4,999 + GST
Reward Rate
3%-10%
USP
Complimentary flight tickets
Best Use For
Frequent travelers and Vistara Airlines loyalists

Joining & Renewal Fees

The IDFC FIRST Club Vistara Credit Card comes with an annual fee, justified by its extensive travel and lifestyle benefits.

Category Details
Joining Fee
₹4,999 + GST
Joining Benefit
  • 1 complimentary Premium Economy Ticket Voucher
  • 1 Class Upgrade Voucher
  • 3-month EazyDiner Prime Membership
  • Vistara Silver Membership
Welcome Bonus

Spend 30k every month & receive 2k CV points each month for next 3 months. 

Renewal Fees

₹4,999 + GST

Renewal Benefit
1 complimentary Premium Economy Ticket Voucher, 1 Class Upgrade Voucher

The welcome benefits, including flight vouchers and EazyDiner Prime Membership, provide substantial value that offsets the joining fee.

Reward Points Earning Potential

The card offers a rewarding program with points on various spends.

Type Reward
Upto 1 Lakh (per Statement Cycle)
6 CV Points for 200 spent
Above 1 Lakh (per Statement Cycle)
4 CV Points for 200 spent
Dining on Birthday
10 CV Points for 200 spent
Fuel, Insurance, Utility, Rent & Wallet Load spend
1 CV Point for 200 spent

IDFC does a fair job at giving away points on even Wallet spends. The card is known for its milestone based reward while the basic reward rate may not be attractive. 

Dining Benefits

The IDFC FIRST Club Vistara Credit Card offers exclusive dining benefits

  • EazyDiner Prime Membership: Complimentary for 3 months, offering discounts up to 50% at over 2,000 premium restaurants.

Tier & Milestone Benefit

The card offers a structured tier system with various benefits based on spending milestones:

  1. Club Vistara Silver Membership: Automatically provided, includes priority airport check-in, increased baggage allowance, priority waitlist clearance, 1 class upgrade voucher & more.
  2. Spend Milestone Benefits:
Total Spends Reward
₹1,50,000
1 Premium Economy Ticket Voucher
₹3,00,000
1 Premium Economy Ticket Voucher
₹4,50,000
1 Premium Economy Ticket Voucher
₹9,00,000
1 Premium Economy Ticket Voucher
₹12,00,000
1 Premium Economy Ticket Voucher

These vouchers are extremely helpful at the time where revenue ticket is higher than usual. Here is a step by step guide to redeem your complimentary voucher

Rewards Redemption

The card provides flexible redemption options for CV Points:

  1. Vistara Flights:
  2. Partner Offers:
    • Use CV Points for hotel stays, car rentals, and more.

Design and Appearance

The card features a sleek and elegant design, reflecting its premium status and appeal to frequent travelers.

IDFC Vistara Credit Card
IDFC Vistara Credit Card

Airport Lounge Access

Benefit Domestic International
Lounge Visits
8
4
Quarterly Limits
2
1

IDFC Vistara Card has a unique way or giving out lounge access. You have to qualify for lounge access by spending ₹20,000 monthly

Foreign Currency Transaction Fee (Forex)

The card charges a 2.9% fee on foreign currency transactions.

Eligibility and Application

The card is available to individuals with a stable income and a good credit score.

Fuel Surcharge Waiver

The card provides a 1% fuel surcharge waiver on transactions between ₹200 and ₹5,000, capped at ₹400 per statement cycle.

Add-On Cards

The IDFC FIRST Club Vistara Credit Card allows cardholders to avail add-on cards. These add-on cards share the same benefits as the primary card, making it easier for family members to enjoy the perks.

Golf Benefits

The card provides 4 complimentary rounds of golf and 12 golf lessons per year. You also receive 50% Off on the green fee beyond complimentary sessions. Apart from that, 50% Off on Golf rounds or lessons across Australia, Bangladesh, China, Hong Kong, Japan, Macao, New Zealand, South Korea, Sri Lanka and Taiwan.

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Frequently Asked Questions

What is the welcome benefit for the IDFC FIRST Club Vistara Credit Card?

You receive 1 complimentary Premium Economy Ticket Voucher, 1 Class Upgrade Voucher, and a 3-month EazyDiner Prime Membership.

How can I maximize travel benefits with this card?

Use the card for Vistara bookings and reach spend milestones to earn additional ticket vouchers. You can also use this card for all your UPI transactions with Rupay variant

What are the CV Points redemption options?

Redeem points for Vistara flights and partner offers.

What is the annual fee for the card?

The annual fee is ₹4,999 + GST.

Conclusion

The IDFC FIRST Club Vistara Credit Card is an excellent choice for frequent travelers and Vistara loyalists, offering substantial travel benefits and rewards. With features like complimentary flight vouchers, lounge access, and a rewarding points system, it provides exceptional value for those who frequently fly with Vistara.

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