If you want to transform your everyday spending into rewards then the HSBC Live+ Credit Card will be the best choice which gives generous cashback and exclusive perks. Enjoy 10% cashback on dining, food delivery, and groceries plus 1.5% unlimited cashback on other eligible spends. New cardholders are greeted with a ₹1,000 cashback and a ₹250 Amazon voucher. With four complimentary domestic airport lounge visits annually and special dining discounts, the Live+ Credit Card is perfect for frequent spenders who love maximizing value while indulging in seamless and rewarding lifestyle benefits.
Overview
| Category | Details |
|---|---|
|
Type of Card |
Cashback credit card |
|
Annual Fee |
₹999+ GST |
|
Reward Rate |
1.5% – 10% |
|
USP |
Get 10% cashback on all your dining, food delivery, and grocery purchases |
|
Best Use For |
Grocery and Dinning |
Joining & Renewal Fees
| Category | Details |
|---|---|
|
Joining Fee |
₹999+ GST |
|
Joining Benefit |
Get ₹1000 Cashback |
|
Welcome Benefit Criteria |
Download and log on to the HSBC India mobile app and spend ₹20,000 within 30 days of card issuance. |
|
Renewal Fees |
₹999+ GST |
|
Renewal Benefit |
Nil |
|
Renewal Waiver |
Spend ₹ 2 lakh or more in the preceding 12 months and get the renewal membership fee waived for next year |
Cashback Earning Potential
Cashback Redemption
The cashback earned will be credited to your credit card within 45 days from the statement date.
Design And Variant
The HSBC Live+ Credit Card is a modern card that helps elevate your lifestyle with its vibrant look and sophistication. This card also provides global validity and Visa Payway technology that helps in quick and contactless payments, which is perfect for today’s world. This card is your ideal companion for seamless and rewarding lifestyle experiences.
Airport Lounge Access
| Benefit | Domestic |
|---|---|
|
Lounge Visits |
4 |
Cardholders enjoy free access to domestic airport lounges, with up to four visits a year and one visit per quarter. This valuable benefit enhances your travel experience, providing a peaceful and comfortable space to relax before your flight.
Foreign Currency Transaction Fee (Forex)
This Credit card charges a 3.5% fee+ GST on foreign currency transactions.
Eligibility and Application
The card is available to individuals with a annually salary of ₹4 lakhs with a good credit score. However, HSBC Credit card is currently available only in selected cities in India.
Fuel Surcharge Waiver
This card does not offer any fuel surcharge waiver benefits.
Add-On Cards
The Card allows cardholders to avail add-on cards. These add-on cards share the same benefits as the primary card, making it easier for family members to enjoy the perks.
Magnify Rating
Frequently Asked Questions
you will get ₹1000 Cashback
By making the majority of your transactions on dining, food delivery, and grocery purchases.
Rent payments made through this credit card are not eligible for any reward points.
The annual fee is 999+ GST.
Conclusion
The HSBC Live+ Credit Card stands out for its robust cashback offerings, and airport lounge access, With competitive joining and renewal fees that can be waived through regular spending. This card is an excellent choice for individuals who prioritize dining and grocery purchases. Overall, this credit card aligns well with modern spending habits while providing valuable rewards and conveniences.