Overview
The HSBC Visa Platinum Credit Card is the best choice for the individual who wants smart spending and also wants rewarding perks. This card contains no joining fees or any annual fees, as well as this card starts with ₹250 e-voucher which acts as a welcome bonus. Earn 2 reward points for every ₹150 spent and enjoy 5X points on annual spending over ₹4 lakh. Additional benefits include a fuel surcharge waiver of up to ₹3,000, exciting cashback offers, and the option to convert reward points into air miles with top airlines. Combining savings and convenience, this card makes everyday spending more rewarding and hassle-free.
| Category | Details |
|---|---|
|
Type of Card |
Reward credit card |
|
Annual Fee |
₹0 |
|
Reward Rate |
1.3% – 6.6% |
|
USP |
You can convert your reward points into air miles. |
|
Best Use For |
Frequent Shoppers |
Joining & Renewal Fees
| Category | Details |
|---|---|
|
Joining Fee |
₹0 |
|
Joining Benefit |
Get ₹500 Cashback |
|
Welcome Benefit Criteria |
Download and log on to the HSBC India mobile app and spend ₹5000 within 30 days of card issuance. |
|
Renewal Fees |
₹0 |
|
Renewal Benefit |
Nil |
|
Renewal Waiver |
As this card does not have any joining and renewal fee therefor no such renewal waiver criteria is applicable on this card. |
Reward Point Earning Potential
Reward Point Redemption
Use your reward points to choose from a wide range of exciting items in our Rewards Catalogue. You can also convert your reward points for airline miles with top carriers like Maharaja Club Singapore Airlines (KrisFlyer), Etihad Airways, British Airways, and Singapore Airlines( 2 Reward points = 1 Air mile).
Design And Variant
The HSBC Visa Platinum Credit Card combines sophistication with simplicity in its sleek metallic silver design. The minimalist layout highlights the HSBC and Visa logos, reflecting its premium appeal. Designed for those who value elegance and professionalism, this card is the perfect choice for individuals who want a stylish yet functional financial tool that complements their refined lifestyle.
Foreign Currency Transaction Fee (Forex)
This Credit card charges a 3.5% fee+ GST on foreign currency transactions.
Eligibility and Application
The card is available to individuals with a annually salary of ₹4 lakhs with a good credit score. However, HSBC Credit card is currently available only in selected cities in India.
Fuel Surcharge Waiver
This card allow cardholders to receive a 1% waiver on fuel surcharges, capped at INR 250 per month for transactions ranging from INR 400 to INR 4,000.
Add-On Cards
The Card allows cardholders to avail add-on cards. These add-on cards share the same benefits as the primary card, making it easier for family members to enjoy the perks.
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Frequently Asked Questions
you will an Amazon e-gift voucher worth ₹250
If you spend more than 4 lakh rupees in a anniversary year, you will be eligible for accelerated reward points.
Rent payments made through this credit card are not eligible for any reward points.
The annual fee is ₹0.
Conclusion
The HSBC Visa Platinum Credit Card is a perfect choice who want a no-cost credit card with different rewards. Its cashback potential, fuel surcharge waiver, and no annual fees make it particularly attractive. Overall, it serves as a practical choice for those looking to maximize their spending rewards without incurring additional costs.