ICICI Bank HPCL Coral Credit Card
ICICI Bank HPCL Coral Credit Card

The ICICI Bank HPCL Coral Credit Card is a premium co-branded card designed for fuel lovers and those who seek exceptional lifestyle perks. Enjoy 2.5% cashback on fuel purchases at HPCL stations, along with 2 reward points for every ₹100 spent on retail purchases. But that’s not all – the card also unlocks exclusive discounts on dining and entertainment, and offers a fantastic 25% off on movie ticket bookings, up to ₹100 per transaction on BookMyShow. With these incredible benefits, this card is perfect for those who want to make the most of every purchase and enhance their everyday experiences.

Overview

Category Details
Type of Card
Fuel credit card
Annual Fee
₹199 + GST
Reward Rate
2% – 2.5%
USP
Earn 2.5% Cashback on HPCL Fuel Stations
Best Use For
Fuel Spending

Joining & Renewal Fees

Category Details
Joining Fee
₹199 + GST
Joining Benefit
Nil
Welcome Benefit Criteria
Nil
Renewal Fees
₹199 + GST
Renewal Benefit
Nil
Renewal Waiver
Spend ₹50,000 or more in the preceding 12 months and get the renewal membership fee waived for next year

Earning Potential

  • 2.5% Cashback

    Earn 2.5% cashback on fuel purchases at HPCL pumps, with a maximum cashback of ₹100. This offer is valid on minimum transactions of ₹500.

  • 2% Reward Points

    Earn 2% Reward Points on every ₹100 spent on grocery and dining purchases.

Reward Point Redemption

Each Reward Point is valued at ₹0.25 and can be redeemed for a wide range of products, gift vouchers, and exclusive offers available on the ICICI Bank rewards portal. With numerous options to choose from, cardholders can enjoy a variety of exciting rewards tailored to suit their preferences.

Design And Variant

The ICICI Bank HPCL Coral Credit Card has a sleek design with the HPCL and ICICI Bank logos. Its stylish look and color scheme make it visually appealing. Equipped with contactless payment technology, it allows for fast, secure, and convenient transactions.

ICICI Bank HPCL Coral Credit Card
ICICI Bank HPCL Coral Credit Card

Foreign Currency Transaction Fee (Forex)

This Credit card charges a 3.5% fee+ GST on foreign currency transactions.

Eligibility and Application

This card is available to individuals with a annual income of ₹2 lakh and a good credit score are eligible to apply for this card.

Fuel Surcharge Waiver

This card provides a 1% fuel surcharge waiver on transactions between ₹400 to ₹5,000 with a maximum waiver of ₹100 per month.

Add-On Cards

The Card allows cardholders to avail add-on cards. These add-on cards share the same benefits as the primary card, making it easier for family members to enjoy the perks.

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Frequently Asked Questions

How can I maximize cashback benefits with this card?

By making the maximum number of fuel transactions.

Do we get any reward point by making rent payment?

Rent payments made through this credit card are not eligible for any reward points.

What is the annual fee for the card?

The annual fee is 449+ GST.

Conclusion

The ICICI Bank HPCL Coral Credit Card delivers exceptional benefits, with a primary focus on fuel purchases, making it ideal for frequent drivers. Alongside cashback on fuel transactions, it offers various lifestyle perks such as movie discounts and rewards on grocery and dining purchases. Overall, this card is a practical choice for managing fuel expenses while enjoying a host of additional privileges and savings.

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