IndianOil RBL Bank XTRA Credit Card
IndianOil RBL Bank XTRA Credit Card

The IndianOil RBL Bank XTRA Credit Card is a standout option for fuel enthusiasts, offering an impressive 8.5% value back on fuel purchases. With a generous welcome bonus of 3,000 Fuel Points and milestone rewards of 1,000 Fuel Points per quarter, cardholders can significantly boost their savings. Designed to deliver exceptional value, this card is an ideal choice for individuals who frequently refuel at IndianOil outlets, combining practicality with substantial financial benefits to make every fuel stop more rewarding.

Overview

Category Details
Type of Card
Fuel credit card
Annual Fee
₹1500+ GST
Reward Rate
1% – 8.5%
USP
Earn 8.5% value back at IndianOil Fuel Stations
Best Use For
Fuel Spending

Joining & Renewal Fees

Category Details
Joining Fee
₹1500+ GST
Joining Benefit
Get 3000 Fuel Points (worth ₹1500)
Welcome Benefit Criteria
Make a purchase of INR 500 in one transaction within 30 days of getting your card
Renewal Fees
₹1500+ GST
Renewal Benefit
Nil
Renewal Waiver
Spend ₹ 2.75 lakh or more in the preceding 12 months and get the renewal membership fee waived for next year

Fuel Point Earning Potential

  • 15 Fuel Points

    Earn 15 accelerated Fuel Points for every ₹100 spent at IndianOil fuel stations.

  • 2 Fuel Points

    Earn 2 Fuel Points for every ₹100 spent on purchases like shopping and dinning out.

Milestone Benefits

  • 1,000 Fuel Points

    1,000 fuel points on crossing the Quarterly Milestone of ₹75,000.

Cashback Redemption

You can redeem your accumulated Fuel Points at a rate of 1 Fuel Point worth ₹0.5 to acquire Xtra Rewards points, which can be redeemed at IndianOil Fuel Stations.

Design And Variant

The IndianOil Axis Bank Credit Card is the perfect companion for frequent drivers, enhanced security with no visible card numbers. Its sleek, co-branded design reflects trust and reliability. Stylish, secure, and rewarding, it’s a smart choice for anyone looking to save on fuel.This design not only enhances its aesthetic appeal but also ensures durability for everyday use.

IndianOil RBL Bank XTRA Credit Card
IndianOil RBL Bank XTRA Credit Card

Foreign Currency Transaction Fee (Forex)

This Credit card charges a 3.5% fee+ GST on foreign currency transactions.

Eligibility and Application

The card is available to individuals with a monthly salary of ₹15,000 and a self-employed individual with a ITR of ₹1.8 lakh rupees and a good credit score are both eligible to apply for this card.

Fuel Surcharge Waiver

This card offers 1% fuel surcharge waiver, with a maximum waiver of ₹200 per statement cycle.

Add-On Cards

The Card allows cardholders to avail add-on cards. These add-on cards share the same benefits as the primary card, making it easier for family members to enjoy the perks.

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Frequently Asked Questions

What is the welcome benefit of IndianOil RBL Bank XTRA Credit Card?

you will get 3000 Fuel Points (worth ₹1500)

How can I maximize cashback benefits with this card?

By making the maximum number of fuel transactions.

Do we get any reward point by making rent payment?

Rent payments made through this credit card are not eligible for any reward points.

What is the annual fee for the card?

The annual fee is 1500+ GST.

Conclusion

The IndianOil RBL Bank XTRA Credit Card redefines the way you fuel up, turning every refill into a rewarding experience. With redeemable Fuel Points at IndianOil outlets and a perfect mix of convenience, savings, and value, this card isn’t just practical it’s a smart choice for maximizing your fuel budget.

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