The Myntra Kotak Credit card is specially made for style enthusiasts and people who loves shopping. The cardholders also enjoy the instant discount of 7.5% on Myntra, they also enjoy 5%cashback at selected partners like Swiggy and PVR and also enjoy unlimited cashback of 1.25% on all other expenses. This card also gives free lounge access and provides an Insider membership of Myntra which helps in upgrading the general shopping experience. With a yearly charge of just ₹500, waived after spending ₹2,00,000 in a year, this co-branded card offers excellent benefits. It’s the ideal decision for anybody hoping for more rewards while enjoying consistent shopping.
Overview
| Category | Details |
|---|---|
|
Type of Card |
Cashback credit card |
|
Annual Fee |
₹500+ GST |
|
Reward Rate |
1.25% – 7.5% |
|
USP |
Earn 7.5% Instant Discount at Myntra |
|
Best Use For |
Online Purchases |
Joining & Renewal Fees
| Category | Details |
|---|---|
|
Joining Fee |
₹500+ GST |
|
Joining Benefit |
Get Myntra Voucher worth ₹500 |
|
Welcome Benefit Criteria |
Reward Points will be credited to the cardholder’s account on spending ₹500 and above within the first 30 days of card issuance. |
|
Renewal Fees |
₹500+ GST |
|
Renewal Benefit |
Nil |
|
Renewal Waiver |
Spend ₹2 lakh or more in the preceding 12 months and get the renewal membership fee waived for next year |
Earning Potential
Milestone Benefits
Cashback Redemption
Cashback earned from the Myntra Kotak credit card will be seamlessly credited to the cardholder’s account within 30 days of bill generation. Enjoy the benefit of cashback automatically credited to your Myntra credit card which enhances your overall spending experience.
Design And Variant
The Myntra Kotak Credit Card includes a smooth, modern design with a lively aesthetic. The card features Myntra’s signature tones with an inclination of pink and orange, representing fashion and energy. The Kotak logo is shown close by the Myntra logo, guaranteeing brand visibility. This card’s matte finish gives it a top-notch feel, interesting to style cognizant clients.
Airport Lounge Access
| Benefit | Domestic |
|---|---|
|
Lounge Visits |
4 |
Enjoy complimentary access to domestic airport lounges with up to four visits per year, one visit per quarter. This premium benefit provides a comfortable space to relax before your flight.
Foreign Currency Transaction Fee (Forex)
This Credit card charges a 3.5% fee+ GST on foreign currency transactions.
Eligibility and Application
Fuel Surcharge Waiver
Get a 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000, with a maximum waiver of ₹3,500 per anniversary year.
Add-On Cards
The Card allows cardholders to avail add-on cards. These add-on cards share the same benefits as the primary card, making it easier for family members to enjoy the perks.
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Frequently Asked Questions
you will get Myntra voucher worth ₹500
By making the maximum number of purchases from Myntra and preferred partners.
Rent payments made through this credit card are not eligible for any reward points.
The annual fee is 500+ GST.
Conclusion
The Myntra Kotak Credit Card is an ideal decision for style-cognizant customers who are also concerned about savings. With a 7.5% discount on Myntra, 5% cashback at selected partners, free lounge access, and milestone rewards.This card gives both financial benefits and a prevalent shopping experience, making it a necessity for people who look for both style and smart savings.