Got international travel plans for 2025? Whether you’re heading to Paris for that dream vacation or Dubai for business, managing foreign currency just got more rewarding. HDFC Bank’s ForexPlus Card now offers up to 5X reward points when you load or reload your card using an HDFC Bank credit card.
Why This Matters for Your Travel Plans
If you’ve used forex cards before, you know they’re already a safer alternative to carrying cash abroad. Now, from January through March 2025, you can earn substantial rewards while securing your travel money. Think of it as getting a head start on your next vacation – the points you earn could help fund future trips or other rewards you’ve been eyeing.
Understanding the Offer Basics
- Duration: January 1, 2025, to March 31, 2025
- Minimum Transaction: ₹15,000 per transaction
- Maximum Rewards: 15,000 reward points per calendar month
- Eligibility: Valid on HDFC Bank Credit Card payments for ForexPlus Card loads/reloads
Card-Wise Benefits Breakdown
Each card offers unique reward multipliers when loading your ForexPlus Card
| Card Category | Card Names | Base Points | 4X Bonus | Total Rewards |
|---|---|---|---|---|
|
🌟
Ultra Premium
|
Infinia & Infinia Metal
|
5 RP/₹150 | 20 RP/₹150 | 25 RP/₹150 |
|
⭐
Luxury
|
Diners Black & Black Metal
|
5 RP/₹150 | 20 RP/₹150 | 25 RP/₹150 |
|
💎
Premium Plus
|
Regalia, Regalia Activ & Gold
|
4 RP/₹150 | 16 RP/₹150 | 20 RP/₹150 |
|
✨
Premium
|
Regalia First
|
3 RP/₹150 | 12 RP/₹150 | 15 RP/₹150 |
Reward Earning Potential
Let’s take a real-world example: Loading USD 1,000 (~₹88.5k) on your ForexPlus Card
| Card Type | Base Points | Bonus Points | Total Points |
|---|---|---|---|
|
Infinia/Diners Black
5 RP/₹150 Base
|
2,951 | 11,805 | 14,756 |
|
Regalia Series
4 RP/₹150 Base
|
2,361 | 9,444 | 11,805 |
|
Regalia First
3 RP/₹150 Base
|
1,771 | 7,083 | 8,854 |
Imagine, repeating this for both February & March month, Regalia holders will get a free one way flight to Bali with Singapore Airlines. Infinia or Diners Black holders can travel to few cities in Europe with points.
Since we paid around ~2% for forex markup, if someone is having Infinia, one can easily get ~14% return on this transaction. That’s a great savings for just loading your forex card for your upcoming trip.
Other way to look at this is, since dollar is at all time high, you are buying it at discount.
Here is a step by step guide to buy the forex card
Important Terms to Remember
- Base points credited as usual
- Additional 4X points capped at 15,000 per month
- Points credited in the first week of subsequent month
- Eligible Platforms
- Here are the detailed TnC from the Bank
Conclusion
The HDFC Bank Credit Card 5X reward points offer presents a valuable opportunity for international travellers and forex users. With rewards ranging from 15 to 25 points per ₹150 spent, depending on your credit card tier, this program significantly enhances the value proposition of the ForexPlus Card. Remember to plan your transactions strategically and stay within the monthly points cap to maximize benefits.